By visiting financepoly.co.uk, you acknowledge and accept these Terms and Conditions. They explain the appropriate use of FinancePoly and clarify important matters concerning financial education, market-related content, intellectual property, advertising, and third-party resources.
1. Use of Website
FinancePoly is intended for lawful informational, educational, financial-literacy, and personal use.
Users must not interfere with website infrastructure, attempt unauthorised access, distribute harmful code, misuse financial resources, or disrupt normal website functionality.
2. Intellectual Property Rights
Unless otherwise stated, original finance articles, guides, market commentary, charts, graphics, logos, layouts, and other materials published on FinancePoly are protected by applicable intellectual property laws.
Visitors may access content for personal reference.
Unauthorised commercial reproduction, alteration, resale, republication, or redistribution is prohibited.
3. Content Disclaimer
FinancePoly provides general information about personal finance, investing, banking, loans, budgeting, markets, trading, business, and related subjects.
Content is intended for general education and does not constitute personalised financial, investment, tax, accounting, or legal advice.
Interest rates, market prices, regulations, financial products, and economic conditions can change. Visitors should independently verify important information and seek professional advice where appropriate.
4. External Links
FinancePoly may include links to banks, financial platforms, lenders, brokers, calculators, publications, or other third-party websites.
We do not manage these external resources and are not responsible for their rates, products, eligibility decisions, transactions, security, policies, or availability.
5. Google AdSense & Advertising
FinancePoly may use Google AdSense or similar advertising networks.
Advertising providers may use cookies or related technologies to serve advertisements and analyse advertising performance.
6. User-Generated Content
If visitors can submit financial opinions, comments, experiences, or feedback, they remain responsible for ensuring their contributions are lawful and not deceptive.
We may remove fraudulent promotions, unsupported investment claims, spam, harassment, malware, or infringement.
7. Limitation of Liability
FinancePoly does not guarantee investment returns, profits, loan approvals, financial savings, market performance, or specific economic outcomes.
We are not responsible for investment losses, trading decisions, borrowing choices, third-party transactions, or other consequences arising from reliance on general financial content.
8. Termination
We may restrict or suspend access if users violate these Terms and Conditions or create legal, financial, regulatory, security, or operational risks.
9. Privacy Policy
Use of FinancePoly is also governed by our Privacy Policy, which explains relevant practices involving cookies, advertisements, third-party technologies, and privacy matters.
10. Changes to Terms
These Terms and Conditions may be revised whenever website services, financial information, regulations, policies, or legal obligations change.
The latest published version will govern continued use.
11. Governing Law
These Terms and Conditions shall be governed by and interpreted in accordance with the applicable laws of the United Kingdom.